Youseeme, the French platform that consolidates all your financial transactions with the same provider in one place. No more hassle of navigating from one provider to another between euro accounts and cryptocurrency exchange platforms. Youseeme offers tailored packages for individuals, professionals and businesses, with comprehensive features such as a dedicated IBAN number, cashback, Mastercard and soon multi-currency payment and instant transfer with E-Wallet.
Youseeme, all your transactions in one place
Youseeme is a French platform created from a simple observation: today, the online banking and cryptocurrency markets are saturated. Navigating from an account to a cryptocurrency exchange platform requires performing a number of cumbersome operations, and this can often be a barrier to adoption.
Youseeme therefore aims to unify everyday payments, accounts for traditional financial transactions and cryptocurrency wallets.
With a single service provider, Youseeme users can find their euro balance to send or receive transfers or direct debits and their crypto account (with the ability to buy and sell cryptocurrencies), and all accompanied by a virtual Mastercard. It is also possible to take out an optional physical payment card for day-to-day online or in-store spending.
Youseeme currently supports around forty cryptocurrencies, including of course the most popular, Bitcoin (BTC), Ether (ETH), Cardano (ADA), Uniswap (UNI), Litecoin (LTC) and Chainlink (LINK).
Youseeme also lets you invest in 12 staking and farming tokens to generate passive income. Annual returns range from 5% to 40%, depending on the lock-in period and risk of each token.
Overview of the Youseeme staking page, the tokens on offer and their estimated returns
Please note that Youseeme is registered as a Digital Asset Service Provider (DASP) with the Autorité des marchés financiers (AMF) and is also an electronic money distributor and IBAN wallet provider whose principal is Treezor, a company approved by the ACPR.
Overview of the crypto wallet from the Youseeme interface
The IBAN wallet account offered by Youseeme allows you to have your own balance in euros, which is accompanied by a free virtual or physical Mastercard. It is possible to top up the euro balance by selling your cryptocurrencies, all from a single location with no superfluous transactions.
What’s more, Youseeme is completely transparent about the fees for its services. As such, you can view the fees for financial services and the fees for cryptocurrency-related services.
Thanks to this comprehensive solution, cryptocurrency beginners are able to find all their financial operations and activities at one and the same provider, it is obvious that you will find two different interfaces because the services are not the same but the same environment and the same technical support.
Youseeme’s offerings and roadmap
Youseeme currently offers a range of services for individuals, professionals and businesses. It includes a virtual or physical bank card and a number of SEPA transfers per month and direct debits per month according to the needs of each individual or organisation. The Professional and Business packages are more comprehensive and tailored to profiles that carry out more transactions.
All these offers include a dedicated IBAN number, cashback, payment by Mastercard and instant transfer with E-Wallet.
In addition, for businesses and online retailers, Youseeme offers a free or paid payment module depending on requirements and the platform to be integrated on their website (Shopify, Prestashop and WordPress) so that they can accept payments in cryptocurrencies on an integrated merchant Wallet, the crypto amounts collected are instantly converted into euros to avoid any exchange rate risk.
As a result, when a visitor makes a purchase in cryptocurrencies via Youseeme’s integrated plug-in, the funds are transferred directly to the merchant’s corresponding euro balance.
Preview of the buy/sell window on Youseeme
Merchants will soon (October 2023) be able to download the Youseeme application in order to receive cryptocurrency payments directly from their physical points of sale, in the same way as a traditional EFTPOS terminal. Retailers can then instantly convert these crypto-assets into euros in their Youseeme account.
Finally, the Youseeme ecosystem has its own token, the YOUSY. This can be used to take part in surveys, leave opinions on products or services, but above all it gives access to products, discounts, privileges, gifts and cashback. As an ERC-20 token, YOUSY is issued on the Ethereum blockchain (ETH) and is available on Uniswap (UNI). It can be configured on MetaMask, Trust Wallet and many others.
In short, Youseeme is aimed at anyone who wants to have their IBAN in euros (for both direct debits and day-to-day transactions) and their cryptocurrency account with a single service provider, from which they can buy and sell cryptocurrencies as they wish, with no hidden charges. What’s more, it’s currently possible to win 20 YOUSY tokens for every registration on Youseeme.
If you would like to meet the Youseeme team, they will be present at the 9th edition of Paris Retail Week from 19 to 21 September, a major event in omnichannel commerce
