The Plan d’Épargne en Actions (PEA) remains one of the best products for investing in the stock market thanks to its favorable tax treatment. But not all offers are created equal. Already renowned for having some of the lowest fees on the market, XTB is further enhancing its PEA with 313 new eligible products (280 stocks and 33 ETFs), making it one of the most competitive offers for investing in the stock market.
A PEA still with no commission up to €100,000
The XTB platform continues to strengthen its offering for French investors by expanding its Share Savings Plan (PEA).
Already renowned for its low fees, XTB is now adding 313 new eligible products, including 280 European stocks and 33 ETFs, bringing the number of assets eligible for the PEA to over 1,300.
Opening a PEA on XTB is 100% online and free of charge, with a minimum investment of just €10, making it accessible to all profiles.
In addition, there are no fees for monthly transactions up to €100,000, and a cap of 0.2% thereafter, with no hidden fees (no custody, inactivity, or withdrawal fees).
Another distinguishing feature is that XTB provides French-speaking customer support that is easily accessible 5 days a week from 8:30 a.m. to 7:30 p.m., a service that is still rare among international online brokers.
So, opening a PEA with XTB today means benefiting from a product that is rapidly growing in value, remains one of the cheapest and most accessible on the market, and offers all the conditions for diversifying your savings in a tax-efficient manner.
Diversify your savings with XTB’s PEA
The PEA remains one of the most popular savings products among French people thanks to its favorable tax treatment: after 5 years of ownership, capital gains are exempt from income tax (excluding social security contributions).
With XTB, it is now possible to use it as a modern and flexible tool to invest in future-oriented themes such as artificial intelligence, semiconductors, and the crypto ecosystem, while maintaining more traditional exposure to European stocks and ETFs.
Even though Bitcoin and cryptocurrencies are not directly eligible for PEA, certain ETFs allow you to indirectly capture this momentum:
- RS2K.DE (Amundi Russell 2000 ETF): This ETF tracks the Russell 2000 index, which comprises small-cap US stocks. Historically, it has shown a strong correlation with Bitcoin due to its sensitivity to liquidity conditions and speculative market phases.
- LQQ.FR (Lyxor Nasdaq-100 Daily (2x) Leveraged): Tracking the Nasdaq-100 index with 2x leverage, this ETF provides exposure to tech giants such as Coinbase and MicroStrategy, whose performance is largely driven by the crypto market and the price of Bitcoin.
For investors already exposed to Bitcoin and cryptocurrencies, supplementing their portfolio with a PEA at XTB allows them to diversify their investments and reduce the risks associated with market volatility.
